0% introductory APR for 21 months on stability transfers: One of many longest introductory intervals on stability transfers we have come throughout, you will get a 0% intro APR on the stability transferred for a full 21 months, which implies you’ll have nearly two years to repay your stability.
0% introductory APR for 12 months on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months. This can be a useful perk should you plan on shopping for something with the cardboard.
Select your cost due date: Just a little flexibility can go a good distance in relation to managing your funds. The cardboard helps you to select from any out there cost date, whether or not it is to start with, center, or finish of the month. That approach, you may arrange automated funds which might be aligned along with your paycheck.
No late charges: One of the crucial distinctive perks is that there aren’t any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged should you do slip up and miss a cost.
No penalty APR: For those who miss some funds, most bank cards will improve your rate of interest to their penalty APR. Citi® Simplicity® Card by no means expenses a penalty charge, so your APR is not susceptible to growing as a consequence of late funds.
No annual charge: This card comes with no annual charge, which is a vital characteristic in case your aim is to repay debt.
